But, what if my doctor visit is $, or my lab work was $,." If your doctor visit or lab work is that much, either you have something serious going on or you have to find a doctor that isn't over charging for services. Believe it or not people have said this. Most people have no idea what doctors charge. The average adult goes to the doctor less than times per year (unless their employer is paying for it giving you incentive to use it by not seeing what it truly cost for those benefits. Children may go a few more times than the adults.